{"id":864,"date":"2017-09-25T21:31:38","date_gmt":"2017-09-26T05:31:38","guid":{"rendered":"https:\/\/wordpress-1002009-3529736.cloudwaysapps.com\/?p=864"},"modified":"2024-03-22T01:55:44","modified_gmt":"2024-03-22T09:55:44","slug":"bay-area-home-transactions-opt-loan-eligibility","status":"publish","type":"post","link":"https:\/\/daddyandrealty.com\/2017\/09\/25\/bay-area-home-transactions-opt-loan-eligibility\/","title":{"rendered":"OPT (Optional Practical Training) \u671f\u9593\u80fd\u4e0d\u80fd\u8cb8\u6b3e\uff1f"},"content":{"rendered":"\n

OPT (Optional Practical Training<\/strong>) \u671f\u9593\u80fd\u4e0d\u80fd\u8cb8\u6b3e\uff1f<\/strong><\/p>\n\n\n\n

\"Optional<\/figure>\n\n\n\n

\u8ffd\u8e64\u81c9\u66f8\u5c08\u9801\uff0c\u5373\u6642\u66f4\u65b0\u623f\u5730\u7522\u52d5\u614b\u8207\u77e5\u8b58\u3002<\/a><\/p>\n\n\n\n

\u4f86\u7f8e\u7559\u5b78\u7684\u670b\u53cb\u5011\u61c9\u8a72\u77e5\u9053 OPT (Optional Practical Training)\uff0c\u662f\u7f8e\u570b\u653f\u5e9c\u7d66\u4e88\u5916\u570b\u4eba\u7684\u4e00\u7a2e\u5de5\u4f5c\u4fdd\u969c\uff0c\u4fdd\u969c\u4f60\u53d6\u5f97\u5b78\u4f4d\u5f8c\uff0c\u53ef\u4ee5\u5229\u7528\u6240\u5b78\uff0c\u5728\u7f8e\u570b\u7533\u8acb\u76f8\u95dc\u5de5\u4f5c\u3002\u82e5\u7528\u9019\u7a2e\u65b9\u5f0f\u627e\u5230\u5de5\u4f5c\uff0c\u5247\u540d\u7fa9\u4e0a\uff0c\u4ecd\u662f\u4ee5\u5b78\u751f\u7c3d\u8b49 (F1 Visa) \u7559\u5728\u7f8e\u570b\u3002\u5be6\u52d9\u4e0a\uff0c\u4ee5 OPT \u7684\u65b9\u5f0f\u7559\u5728\u7f8e\u570b\u5de5\u4f5c\uff0c\u624d\u6709\u6a5f\u6703\u62bd\u53d6\u4e26\u7372\u5f97\u5de5\u4f5c\u7c3d\u8b49 (H1B)\u3002<\/p>\n\n\n\n

H1B \u671f\u9593\uff0c\u53ef\u4ee5\u8cb8\u6b3e\u4f86\u8cb7\u623f\uff0c\u9019\u591a\u534a\u662f\u6c92\u6709\u7591\u554f\u7684\u3002\u4e0d\u904e\uff0c\u6709\u4e9b\u4eba\u5728 OPT \u671f\u9593\u5c31\u8981\u60f3\u8cb8\u6b3e\u8cb7\u623f\uff0c\u662f\u5426\u53ef\u884c\u5462\uff1f\u9019\u500b\u554f\u984c\uff0c\u6211\u4e0b\u4e86\u4e00\u756a\u7814\u7a76\uff0c\u767c\u73fe\u5927\u591a\u6578\u7684\u8cb8\u6b3e\u6a5f\u69cb\uff0c\u5305\u62ec Direct Lender \u53ca Loan Broker\uff0c\u5e7e\u4e4e\u505a\u4e0d\u5230\u3002\u76f4\u5230\u5f8c\u4f86\u627e\u5230\u4e00\u4f4d\u5728\u5927\u9280\u884c\u505a\u8cb8\u6b3e\u7684\u674e\u5927\u59d0\uff0c\u548c\u5979\u804a\u4e86\u8a31\u4e45\uff0c\u624d\u767c\u73fe\u53ea\u6709\u9019\u5bb6\u9280\u884c\u80fd\u505aOPT\u8cb8\u6b3e\uff0c\u800c\u4e14\uff0c\u5979\u662fOPT \u8cb8\u6b3e\u7684\u958b\u5c71\u9f3b\u7956\u3002<\/p>\n\n\n\n

\u6240\u4ee5\u7b54\u6848\u662f\u80fd\u505a\u7684\uff0c\u4f46\u662f\u6709\u4ee5\u4e0b\u689d\u4ef6\uff1a<\/p>\n\n\n\n

    \n
  1. \u5de5\u4f5c\u8a31\u53ef\u6587\u4ef6 (EAD Card): <\/strong>\u4f60\u5fc5\u9808\u8981\u6536\u5230EAD (Employment Authorization Document) \u5361\u624d\u884c\u3002<\/li>\n\n\n\n
  2. \u5169\u5e74\u4ee5\u4e0a\u7684\u4fe1\u7528\u8a18\u9304 (Credit History): <\/strong>\u8a31\u591a\u4eba\u62ff\u5230\u4e86 EAD \u5361\uff0c\u8208\u5306\u5306\u6253\u7b97\u8cb7\u623f\uff0c\u624d\u767c\u73fe\u81ea\u5df1\u5de5\u4f5c\u5f8c\u624d\u958b\u59cb\u4f7f\u7528\u4fe1\u7528\u5361\uff0c\u4fe1\u7528\u8a18\u9304\u4e0d\u904e\u5e7e\u500b\u6708\uff0c\u7576\u7136\u4e5f\u5c31\u53ea\u80fd\u7e7c\u7e8c\u7b49\u5f85\u3002<\/li>\n\n\n\n
  3. (Only Apply To Jumbo Loan) \u623f\u79df\u7e73\u6b3e\u8b49\u660e (Rent Payment Record): <\/strong>\u9019\u4e5f\u81f3\u5c11\u8981\u5e7e\u500b\u6708\u7684\u8a18\u9304\u3002\u5982\u679c\u4f60\u90fd\u662f\u7528\u4ed8\u73fe\u7684\u65b9\u5f0f\uff0c\u4ed8\u7d66\u623f\u6771\u79df\u91d1\uff0c\u90a3\u9ebc\u56e0\u70ba\u6c92\u6709\u8a18\u9304\uff0c\u5f88\u6709\u53ef\u80fd\u4e0d\u5408\u683c\u3002<\/li>\n\n\n\n
  4. \u8b77\u7167\u4e0d\u80fd\u5230\u671f<\/strong>\uff1a\u9019\u662f\u5927\u5bb6\u6700\u5bb9\u6613\u5ffd\u7565\u7684\u689d\u4ef6\u3002<\/li>\n<\/ol>\n\n\n\n

    \u4f60\u6703\u767c\u73fe\uff0c\u8cb8\u6b3e\u8cc7\u683c\u662f\u9700\u8981\u6642\u9593\u7d2f\u7a4d\u7684\uff0c\u5982\u679c\u4f60\u662f\u5b78\u751f\uff0c\u4e26\u4e14\u6709\u5e7e\u5e74\u5f8c\u8cb7\u623f\u7684\u8a08\u756b\uff0c\u6211\u7684\u5efa\u8b70\u662f\u958b\u59cb\u4f7f\u7528\u4fe1\u7528\u5361\uff0c\u4ee5\u53ca\u5b58\u7559\u623f\u79df\u7d66\u4ed8\u8b49\u660e\u3002\u81f3\u65bc\u8cb8\u6b3e\u7684\u4e0b\u4e00\u500b\u6b65\u9a5f\u662f\u4ec0\u9ebc\u5462\uff1f\u9019\u908a\u6709\u5b8c\u6574\u7684\u77fd\u8c37\u8cfc\u8cb7\u623f\u5c4b 10 \u6b65\u9a5f\u5b8c\u5168\u6559\u5b78<\/a>\u3002<\/p>\n\n\n\n

    \u7576\u7136\uff0c\u6709\u898f\u5247\u7e3d\u6709\u4f8b\u5916\uff0c\u6709\u8208\u8da3\u5c31\u4f86\u554f\u554f\u6211\u5427\uff01<\/p>\n\n\n\n

    \n
    \u52a0\u5165\u6703\u54e1<\/a><\/div>\n<\/div>\n\n\n\n

    (Photo via COD Newsroom, CC License)<\/em>
    \u4f5c\u8005\uff1a\u6797\u4e45\u79be\uff0c\u820a\u91d1\u5c71\u7063\u5340\u77fd\u8c37\u5168\u8077\u5c08\u696d\u623f\u5730\u7522\u7d93\u7d00\u4eba\u3002<\/p>\n\n\n\n

    \n
    \u958b\u555f\u81c9\u66f8\u5c08\u9801<\/a><\/div>\n\n\n\n
    \u95b1\u89bd\u6210\u4ea4\u623f\u5c4b<\/a><\/div>\n\n\n\n
    \u95b1\u8b80\u5ba2\u6236\u611f\u8a00<\/a><\/div>\n<\/div>\n\n\n\n
    \"\"<\/figure>\n\n\n\n

    \u6211\u662f\u6797\u4e45\u79be\uff0c\u53f0\u7063\u5927\u5b78\u7562\u696d\u5f8c\u8d74\u7f8e\u53d6\u5f97\u5de5\u7a0b\u78a9\u58eb\u5b78\u4f4d\u3002\u800c\u5f8c\u8abf\u67e5\u820a\u91d1\u5c71\u7063\u5340\uff08San Francisco Bay Area\uff0c\u4fd7\u7a31\u77fd\u8c37\/\u7845\u8c37\uff09\u623f\u5730\u7522\u5e02\u5834\u3001\u7814\u7fd2\u8cb7\u8ce3\u623f\u548c\u770b\u623f\u77e5\u8b58\u3001\u8acb\u76ca\u4e0a\u767e\u4f4d\u5730\u7522\u524d\u8f29\uff0c\u6700\u5f8c\u56e0\u7de3\u969b\u6703\uff0c\u53d7\u6559\u65bc\u4e00\u4f4d\u6709\u4e94\u5341\u5e74\u8cb7\u8ce3\u623f\u7d93\u9a57\u7684\u623f\u5730\u7522\u4ef2\u88c1\u5b98\uff0c\u4e26\u6210\u70ba\u623f\u5730\u7522\u7d93\u7d00\u4eba\uff08\u6216\u8aaa\u623f\u4ef2\uff0c\u82f1\u6587\u7a31 Realtor \u6216\u662f Agent\uff09\u3002

    \u9019\u4e9b\u5e74\u6211\u63a2\u8a2a\u904e\u6578\u5343\u9593\u623f\u5c4b\uff0c\u95b1\u8b80\u6578\u767e\u4efd\u5831\u544a\uff0c\u4e26\u4e14\u5728\u696d\u754c\u5efa\u7acb\u5408\u4f5c\u8072\u671b\uff0c\u5e6b\u52a9\u5ba2\u6236\u907f\u958b\u6709\u554f\u984c\u7684\u623f\u5c4b\u3001\u8b70\u50f9\u8cb7\u4e0b\u597d\u623f\u5c4b\uff1a

    1.  260\u842c\u4ee5\u4e0a\u50f9\u503c\u7684\u623f\u5c4b\uff0c250\u842c\u8cb7\u5230
    2.  \u5c4b\u4e3b\u8df3\u904e\u51fa\u50f9\u6bd4\u6211\u5011\u9ad8\u76845\u540d\u7af6\u722d\u5c0d\u624b\uff0c\u653e\u68c4\u7b2c\u4e8c\u8f2a\u7092\u9ad8\u50f9\u9322\u7684\u6b0a\u5229\uff0c\u4e00\u5c0d\u4e00\u6307\u540d\u8207\u6211\u5011\u5408\u4f5c\uff0c210\u842c\u8cb7\u52305\u540d\u8cb7\u5bb6\u7af6\u9010\u7684\u623f\u5c4b
    3. \u5c4b\u4e3b\u8df3\u904e145\u842c\u7684\u7b2c\u4e00\u540d\u51fa\u50f9\uff0c\u8b93\u6211\u5011140\u842c\u8cb7\u5230\u623f\u5c4b
    4. \u5c4b\u4e3b\u8df3\u904e125\u842c\u548c120\u842c\u7684\u51fa\u50f9\u7af6\u722d\u8005\uff0c\u5728\u6211\u5011\u8868\u660e\u53ea\u80fd\u51fa\u5230117\u842c\u5f8c\uff0c\u9001\u6211\u50111\u842c\u6210\u5bb6\u57fa\u91d1\uff0c\u8b93\u6211\u5011116\u842c\u8cb7\u5230\u623f\u5c4b
    5. \u6a19\u50f9200\u842c\u7684\u623f\u5c4b\uff0c\u6700\u5f8c170\u842c\u8cb7\u5230\uff1b\u6a19\u50f9160\u842c\u7684\u623f\u5c4b\uff0c\u6700\u5f8c155\u842c\u8cb7\u5230
    6. \u52a0\u50f9\u968e\u6bb5\uff0c\u5efa\u8b70\u7121\u9808\u52a0\u50f9\u5373\u53ef\u8cb7\u5230\u623f\u5c4b\uff0c\u8b93 A\u8cb7\u5bb6 165\u842c\u8cb7\u5230 3 \u500b\u6708\u5f8c\u5e02\u503c180\u842c\u7684\u623f\u5c4b\uff0cB\u8cb7\u5bb6 180\u842c\u8cb7\u5230 3 \u500b\u6708\u5f8c\u5e02\u503c225\u842c\u7684\u623f\u5c4b

    \uff08\u4ee5\u4e0a\u7686\u70ba\u7f8e\u91d1\uff0c\u5176\u4ed6\u9084\u6709\u6578\u5341\u9593\u6bba\u50f9\u6578\u5343\u81f3\u6578\u842c\u5143\u4e0d\u7b49\u7684\u4ea4\u6613\u3002\uff09

    \u8ce3\u623f\u4e5f\u4e0d\u8ca0\u6240\u6258\uff1a<\/p>\n\n\n\n

    1. \u5e02\u5834\u4e0b\u8dcc\u671f\u9593\uff0c\u5728\u4e0d\u719f\u6089\u7684\u5340\u57df\uff08Oakland\uff09\u8ce3\u623f\u3002\u6b64\u68df2\u623f2\u885b\u3001\u4f4d\u65bc\u9ad8\u901f\u516c\u8def\u65c1\u7684\u623f\u5c4b\uff0c\u6210\u4ea4\u50f9\u6bd4\u6708\u9918\u524d\u8a72\u5730\u5340\u5e7e\u95933\u623f2\u885b\u3001\u9060\u96e2\u9ad8\u901f\u516c\u8def\u7684\u623f\u5c4b\u50f9\u683c\u9084\u9ad8\u3002

    2. \u5ba2\u6236\u8209\u5bb6\u642c\u96e2\u7f8e\u570b\uff0c\u5168\u6b0a\u6388\u4e88\u8a2d\u8a08\u3001\u76e3\u5de5\u3001\u88dd\u4fee\u3001\u6e05\u7406\u3001\u623f\u5c4b\u6aa2\u67e5\u3001\u7269\u6d41\u3001\u64fa\u8a2d\u3001\u8ac7\u5224\u8b70\u50f9\u8cac\u4efb\uff0c\u6700\u5f8c\u623f\u5c4b\u6210\u4ea4\u50f9\u6bd4\u8a72\u5730\u5340\u524d\u5f8c\u4e09\u500b\u6708\u76f8\u4f3c\u7269\u4ef6\u90fd\u9ad8\u3002

    3. \u4e00\u68df3\u623f2\u885b\uff0c1200\u591a\u5e73\u65b9\u544e\u7684\u623f\u5c4b\uff0c\u6210\u4ea4\u50f9\u8d85\u51fa\u5ba2\u6236\u9810\u671f\uff0c\u903c\u8fd1\u8a72\u5340\u57df4\u623f2\u885b\u6216\u662f1500\u5e73\u65b9\u544e\u4ee5\u4e0a\u7684\u623f\u5c4b\uff0c\u4e26\u6253\u7834\u8a72\u5340\u57df\u53f2\u4e0a\u6700\u9ad8\u7684Price\u00a0Per Square Foot \u7d00\u9304\u3002

    \u5beb\u65bc\u6b64\u8655\u7684\u6587\u7ae0\uff0c\u662f\u7576\u5e74\u5c0d\u8001\u5e2b\u7684\u627f\u8afe\u3002\u82e5\u6709\u4efb\u4f55\u9700\u8981\u6216\u7591\u554f\uff0c\u8acb     \u7559\u8a0a\u606f\u7d66\u6211<\/a> \u6216\u662f \u586b\u5beb\u8aee\u8a62\u55ae<\/a>\uff0c\u4e5f\u53ef\u4ee5\u95b1\u8b80 \u5ba2\u6236\u7559\u4e0b\u7684\u611f\u8a00<\/a>\uff0c\u5e6b\u52a9\u4f60\u505a\u6c7a\u5b9a\u3002<\/p>\n\n\n\n

    \u6797\u4e45\u79be DRE#02007082
    Keller Williams Thrive DRE#02177478<\/p>\n\n\n\n

    \n
    \u7559\u8a0a\u606f\u7d66\u6211 \u270e<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

    \u4f86\u7f8e\u7559\u5b78\u7684\u670b\u53cb\u5011\u61c9\u8a72\u77e5\u9053 OPT (Optional Practical Training)\uff0c\u662f\u7f8e\u570b\u653f\u5e9c\u7d66\u4e88\u5916\u570b\u4eba\u7684\u4e00\u7a2e\u5de5\u4f5c\u4fdd\u969c\uff0c\u4fdd\u969c\u4f60\u53d6\u5f97\u5b78\u4f4d\u5f8c\uff0c\u53ef\u4ee5\u5229\u7528\u6240\u5b78\uff0c\u5728\u7f8e\u570b\u7533\u8acb\u76f8\u95dc\u5de5\u4f5c\u3002\u82e5\u7528\u9019\u7a2e\u65b9\u5f0f\u627e\u5230\u5de5\u4f5c\uff0c\u5247\u540d\u7fa9\u4e0a\uff0c\u4ecd\u662f\u4ee5\u5b78\u751f\u7c3d\u8b49 (F1 Visa) \u7559\u5728\u7f8e\u570b\u3002\u5be6\u52d9\u4e0a\uff0c\u4ee5 OPT \u7684\u65b9\u5f0f\u7559\u5728\u7f8e\u570b\u5de5\u4f5c\uff0c\u624d\u6709\u6a5f\u6703\u62bd\u53d6\u4e26\u7372\u5f97\u5de5\u4f5c\u7c3d\u8b49 (H1B)\u3002<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-container-style":"default","site-container-layout":"default","site-sidebar-layout":"default","site-transparent-header":"default","prose-style":"enable","disable-article-header":"default","disable-site-header":"default","disable-site-footer":"default","disable-content-area-spacing":"default","footnotes":""},"categories":[10],"tags":[],"_links":{"self":[{"href":"https:\/\/daddyandrealty.com\/wp-json\/wp\/v2\/posts\/864"}],"collection":[{"href":"https:\/\/daddyandrealty.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/daddyandrealty.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/daddyandrealty.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/daddyandrealty.com\/wp-json\/wp\/v2\/comments?post=864"}],"version-history":[{"count":6,"href":"https:\/\/daddyandrealty.com\/wp-json\/wp\/v2\/posts\/864\/revisions"}],"predecessor-version":[{"id":3309,"href":"https:\/\/daddyandrealty.com\/wp-json\/wp\/v2\/posts\/864\/revisions\/3309"}],"wp:attachment":[{"href":"https:\/\/daddyandrealty.com\/wp-json\/wp\/v2\/media?parent=864"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/daddyandrealty.com\/wp-json\/wp\/v2\/categories?post=864"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/daddyandrealty.com\/wp-json\/wp\/v2\/tags?post=864"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}